Stamp Duty & Registration
Stamp Duty & Registration Charges in Maharashtra 2025
- Stamp duty and registration charges in Maharashtra 2025
- Stamp duty for different deeds in Maharashtra
- Calculation of stamp duty in Maharashtra
What is Stamp Duty in Maharashtra?
Stamp duty in Maharashtra is an indirect tax. Registration charges are payable to officially register your property. This applies to both urban and rural areas.
Various types of properties, such as apartments, flats, duplexes, freehold, villas and leasehold land, non-agricultural plots and agricultural plots, as well as commercial and industrial units, are required to pay these charges for legal registration in government records.
Maharashtra Stamp Duty Act
The Maharashtra Stamp Duty Act of 1958 governs stamp duty for different instruments in Maharashtra. This Act has been amended to introduce revised stamp duty rates on gift deeds, updated penalty provisions, the option for e-payment of stamp duty, and an increase in stamp duty for specific instrument clauses.
Stamp Duty Rates & Registration Charges in Maharashtra 2025
The registration charges and stamp duty in Maharashtra 2025 depend on the location of the property. In this table, you can find the different charges applicable:
Location Category | Stamp Duty for Male Buyers | Stamp Duty for Female Buyers | Property Registration Fee |
| Urban areas within municipal limits | 6% | 5% | 1% |
| Gram Panchayat jurisdiction | 3% | 2% | 1% |
| Panchayat, Municipal Council, or Cantonment zones within MMRDA | 4% | 3% | 1% |
Stamp Duty & Registration Charges for Different Cities in Maharashtra
The stamp duty and registration charges vary across different cities in Maharashtra. Follow this table to know more:
City/Area | Stamp Duty for Men | Stamp Duty for Women | Registration Charges |
| Pune | 7% (includes 1% local body tax, metro CESS, and transport surcharge) | 6% (includes 1% transport surcharge, metro CESS, and local body tax) | Rs. 30,000 if the property is worth > Rs. 30 lakh 1% of the property value if it is worth < Rs. 30 lakh |
| Navi Mumbai | 7% (+1% metro cess) | 6% (+1% metro cess) | 1% of the property value if it is worth < Rs. 30 lakh |
| Pimpri-Chinchwad | 7% (includes 1% local body tax, metro CESS, and transport surcharge) | 6% (includes 1% transport surcharge, metro CESS, and local body tax) | Rs. 30,000 if the property is worth > Rs. 30 lakh.
1% of the property value if it is worth < Rs. 30 lakh. |
| Mumbai | 6% (includes 1% metro cess) | 5% (includes 1% metro cess) | 1% of the property value if it is worth < Rs. 30 lakh. |
| Western Mumbai | 5% (+1% metro cess) | 5% (+1% metro cess) | 1% |
| Central Mumbai | 5% (+1% metro cess) | 5% (+1% metro cess) | 1% |
| Nagpur | 7% (includes 1% local body tax, metro CESS, and transport surcharge) | 6% (includes 1% transport surcharge, metro CESS, and local body tax) | Rs. 30,000 if the property is worth > Rs. 30 lakh.
1% of the property value if it is worth < Rs. 30 lakh. |
| North Mumbai (Harbour Line) | 5% (+1% metro cess) | 5% (+1% metro cess) | 1% |
| Thane | 7% (includes 1% local body tax, metro CESS, and transport surcharge) | 6% (includes 1% transport surcharge, metro CESS, and local body tax) | Rs. 30,000 if the property is worth > Rs. 30 lakh.
1% of the property value if it is worth < Rs. 30 lakh. |
Stamp Duty for Different Deeds in Maharashtra
Follow this table to know the different deed stamp duties in Maharashtra:
Category of Deed | Applicable Stamp Duty |
| Lease agreement | 5% |
| Stamp duty for gifting residential or agricultural property to family members | Rs. 200 |
| Power of attorney charges | 5% for properties in municipal limits, 3% for properties under the gram panchayat areas |
| Stamp duty on gift deeds (applicable across Mumbai & Maharashtra) | 3% |
How to Calculate Stamp Duty in Maharashtra?
Two factors determine the calculation of plot registration charges in Maharashtra: the value of the property as assessed and the government’s pre-decided reckoner rate.
The State Government determines the reckoner rate in accordance with current economic conditions. It is the lowest price at which a property legally can be sold so that transactions do not fall below this price.
Normally, the reckoner rate is charged when it is more than the declared value of the property.
For instance, if a property’s market value is Rs. 72,00,000 and the reckoner rate stands at Rs. 62,00,000, the stamp duty will be calculated based on the higher amount, which in this case is the property value.
Let’s understand the calculation process with a simple example.
Parameter | Value |
| Reckoner Rate | Rs. 75,000 per sq. m |
| Flat Size | 900 sq. m |
| Total Property Value | Rs. 6,75,00,000 |
| Stamp Duty (5% of Rs. 6,75,00,000) | Rs. 33,75,000 |
How to Pay Stamp Duty in Maharashtra?
There are three ways to pay stamp duty in Maharashtra:
- Paper-Based Method: Requires purchasing non-judicial stamp papers from the sub-registrar’s office.
- Franking Process: Payment is completed by visiting a designated franking centre or bank.
- Online Mode: Allows payment from home by following these steps:
- Go to the Maharashtra stamp duty payment portal.
- If you don’t have an account, click on ‘Pay Without Registration’ or log in using your credentials.
- Select ‘Citizen’, then click on ‘Make Payment to Register Your Document’.
- Choose between paying only stamp duty or both stamp duty and registration charges.
- Fill in the required details in the form and proceed with the payment.
- Once the payment is completed, you will get a challan as proof of payment.
Exemptions & Concessions on Stamp Duty in Maharashtra
Women homebuyers in Mumbai, Maharashtra, can avail of a 1% concession on stamp duty in Maharashtra. This initiative is designed to support female property ownership and promote financial independence.
It is vital to know about the stamp duty and registration charges in Maharashtra before buying property to comply with them and plan finances accordingly. Prospective buyers must stay in touch with the development of these charges and utilise the online facilities for ease in property registration.
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